Considering an annuity, or already holding a contract?
One free 30-minute call is all it takes.
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Option One
A single recommendation from someone with access to a fraction of the market. Six to twelve carriers, typically. You never see what the rest of the market was holding.
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Option Two
Articles written by people who have never seen your numbers, your age, or your state. General guidance for a decision that is entirely specific to you.
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Your Third Option
$50M+ already placed · 124+ five-star reviews
"Talking to William was effortless and pressure free. He was extremely patient in explaining and finding the right policy to suit my situation, and I never felt rushed."Alex Jen
★★★★★
Google review"Over two months, I interviewed more than 30 advisors primarily via zoom. He has my vote of confidence."Anita G Conner
★★★★★
Google review"He explained everything clearly, helped us understand all of our options, and created a retirement plan that truly gives us peace of mind."Suzanne Oberlander
★★★★★
Google review"I purchased my annuity after looking at various options for over 12 months. In retirement that will pay me 50K+ a year for life."Craig Marshall
★★★★★
Google review"He explains the good, the bad and the ugly of every type of annuity, and makes sure your best interests are always front and center."Tracy Krueger
★★★★★
Google review"I am 71 and retired in Florida. Now I have an annuity that pays me 27K a year with no fees, and leaves money for my son."Maria Manes
★★★★★
Google review"At first I thought to myself, here we go again. After several strategy meetings with William I felt happy, relieved and satisfied."Lular Marion
★★★★★
Google review"I am 76 and well into retirement and I trust his guidance."Larry
★★★★★
Google review"I interviewed numerous advisors and William stood tall above the rest. Knowledgeable and a good listener, focused and diligent."Chris Lyon
★★★★★
Google review"I was recently widowed. You handled it superbly. You are a bright star among the rest."Mary Bennies
★★★★★
Google review"No pressure sales, just presents the facts. I highly recommend him in the annuity space."Kwami Green
★★★★★
Google review"He explained each of the pros and cons in plain English. He took the confusing part out of it by learning my goals and needs."John Larkins
★★★★★
Google review01
Our founder William Rapp holds the CFF designation, and every advisor here works to the same standard: your interests first, ahead of any carrier or commission.
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We map your situation first, search 65+ carriers second, and give you one plain-language answer third.
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Yours to keep free, whether or not you place anything with us. A documented report of your best annuity options.
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Sometimes the verdict is that an annuity is not your best tool. That answer costs us a client and you get it anyway.
$50M+ already placed · 124+ five-star reviews
Named, credentialed, and each with their own calendar.
Founder & President
Executive Vice President
Senior Advisor
Senior Advisor
Senior Advisor
Senior Advisor
Senior Advisor
Senior Advisor
Plan, search, verdict.
Choose a slot on the calendar. If you already have a contract in front of you, bring it. If you have not been shown anything yet, just show up. Neither option requires preparation.
First we get clear on what you have and what you need it to do. Then we search across 65+ carriers. If there is a contract in front of you, it goes side by side against the rest of the market.
Know every fee, every cap, every surrender term, and find out whether the contract you were shown is the best available for you. If you have not seen anything yet, you will know what the market holds.
$50M+ already placed · 124+ five-star reviews
Even though I ultimately decided that annuities were not for me, I have a great deal of respect for them.
Your exact age, state and income situation run against the independent market, so what comes back reflects your circumstances rather than a general recommendation.
Caps, spreads, rider charges and surrender schedules, covered in words that make sense the first time you hear them.
Everything from the call written down, with your options laid out side by side, so you do not have to rely on your memory afterward.
Whether you already own a contract or you are still working out whether an annuity suits you at all, you end up knowing what the whole market holds for your situation, and which part of it is best for you.
$50M+ already placed · 124+ five-star reviews
Nothing at all. Thirty minutes of your time, and you keep the Market Comparison Report valued at $500, documenting your options in writing, whether you place anything with us or not.
Nothing comes out of your pocket, ever. We are paid by the carrier, and only in the event you decide to place a contract. If you do not, the review still costs you nothing, and you keep the full market comparison report regardless.
By the end of the call. Everything is covered in one sitting: your situation, the search across 65+ carriers, and the verdict. Your written report follows to your inbox afterward.
It suits you if you are retired or within a few years of it, whether a contract has already been put in front of you or you are still considering annuities and have not decided anything.
The Full Picture Fiduciary System. Your situation gets mapped before anything is searched, 65+ carriers are searched against those specifics, and you receive one plain-language verdict rather than a single recommendation.
Then that is the verdict you get, and you will know why. It is one of the possible answers, it costs us a client to say it, and it gets said anyway.
Because you will see how what you were shown holds up against 65+ carriers, searched for your exact age, state and situation. You will know whether it is the best available for you, and if it is, we say so plainly.
Yes. Every cap, spread, rider charge and surrender schedule is covered in plain language, in words you could repeat at the kitchen table that same evening. All questions are welcome throughout.
Check us on Google and Facebook. We have placed $50M+ for retirees in all fifty states, hold 124+ five-star reviews, and every advisor is named and pictured here with their credentials, years in practice and individual calendar.
You will get a confirmation by email with the time and date, and a reminder before the call. Nothing else is needed from you between now and then.
In thirty minutes you will have one plain-language answer on what the market actually holds for you.
Pick a time with William Rapp, Certified Financial Fiduciary. Thirty minutes, and you will know exactly what the market actually holds for you.
