Exclusive Annuities Reveal My Solutions

Named, credentialed, and each with their own calendar

Exclusive Advisors, One Fiduciary Standard

Your interests ahead of any carrier or commission. Choose whoever fits your situation and book with them directly.

Book a call with William Rapp, CFF, Founder and President at Exclusive Annuities

William Rapp, CFF

Founder & President

  • Certified Financial Fiduciary
  • MDRT Certified
  • Hall of Fame Red Jacket Advisor

I founded Exclusive Annuities with a clear mission: give every American access to the highest contractual guarantees available in the annuity market. Before launching the firm, I built Reigning Legacy, a nonprofit dedicated to teaching youth financial literacy. That same commitment to education and transparency drives every client interaction here. Licensed in all 50 states and contracted with 65+ carriers, I have built a firm with 200+ five-star reviews and over $50 million in annuity placements.

Specialties

  • Advanced Market Case Design
  • Growth, Preservation & Distribution
  • Roth Conversions
Book A Call With William
Book a call with Brady Pelzer, Executive Vice President at Exclusive Annuities

Brady Pelzer

Executive Vice President

Brady Pelzer brings a wealth of experience from his previous role as Annuity Sales Director at a leading Insurance Agency & Wealth Management Group. In that capacity, Brady worked with thousands of financial representatives to design optimal retirement planning solutions. His deep understanding of distribution planning and asset utilization makes him an invaluable resource for clients approaching or already in retirement.

Specialties

  • Distribution Planning
  • Asset Utilization
  • Income Planning
  • Roth Conversion Implementation
Book A Call With Brady
Book a call with Patrick Esposito, Senior Advisor at Exclusive Annuities

Patrick Esposito

Senior Advisor

Patrick Esposito has more than eight years of experience in retirement income planning, asset protection and wealth preservation, and is Federal Employee Benefits Certified. With an emphasis on risk management and competitive guarantees, he evaluates solutions across leading financial institutions to find the one best aligned with each client’s needs. His client-first approach helps families protect what they have built and carry greater stability and predictability into retirement.

Specialties

  • Preservation & Growth
  • Guaranteed Income Strategies
Book A Call With Patrick
Book a call with Michael Maness, Senior Advisor at Exclusive Annuities

Michael Maness

Senior Advisor

Michael Maness specializes in second opinion reviews for people who are already considering an annuity and want an independent look before they sign. With a background in life insurance where he helped over 200 families, Michael focuses on retirees and near-retirees rolling over 401(k)s and other qualified assets. His approach is straightforward: clear answers, no pressure, and a plan built around guaranteed income and principal protection.

Specialties

  • Second Opinion Annuity Reviews
  • 401(k) and Qualified Asset Rollovers
  • Guaranteed Income & Principal Protection
  • Pre & Post-Retirement Planning
Book A Call With Michael
Book a call with Dylan Bangs, Senior Advisor | Executive VP of Exclusive Strategic | President of WealthMax Solutions at Exclusive Annuities

Dylan Bangs

Senior Advisor  |  Executive VP of Exclusive Strategic  |  President of WealthMax Solutions

Dylan Bangs transforms complex financial strategies into powerful, accessible solutions for his clients. With a deep focus on tax-efficient approaches and generational wealth preservation, Dylan specializes in helping clients maximize their income while minimizing their tax burden. His expertise in asset distribution optimization and Roth conversion implementation has made him a trusted advisor for clients seeking sophisticated retirement strategies.

Specialties

  • Advanced Tax-Efficient Wealth Accumulation
  • Income Maximization
  • Asset Distribution Optimization
  • Roth Conversion Implementation
Book A Call With Dylan
Book a call with Somia Coaxum, CFF, Senior Advisor at Exclusive Annuities

Somia Coaxum, CFF

Senior Advisor

  • Certified Financial Fiduciary

Somia Coaxum is the founder of The Legacy Circle and a top-performing advisor at Exclusive Annuities. She is an expert in indexed annuities and legacy/distribution planning, serving both early and existing retirees. Somia’s passion for protecting her clients’ wealth and creating lasting legacies drives her to deliver exceptional results. Her approach combines deep technical knowledge with genuine care for every client’s financial future.

Specialties

  • Tax-Efficient Wealth Protection
  • Income Maximization & Legacy Protection
  • Asset Distribution Optimization
  • Roth Conversion Strategies
Book A Call With Somia
Book a call with Jonathan Barajas, Senior Advisor at Exclusive Annuities

Jonathan Barajas

Senior Advisor

Jonathan Barajas is an elite financial practitioner specializing in income distribution and legacy planning. His expertise spans IUL/Cash Value Life Insurance and Index Annuity Planning, making him a versatile advisor for clients with complex financial needs. Beyond his client work, Jonathan serves as an educator and mentor within Exclusive Annuities, helping to elevate the entire team’s capabilities.

Specialties

  • Tax-Offsetting Wealth Protection
  • Asset Enhancement & Legacy Protection
  • Legacy Distribution Structuring
  • High-Level Income Strategies
Book A Call With Jonathan
Book a call with Natalie Navarro, Senior Advisor | Founder of Royalty Life Insurance at Exclusive Annuities

Natalie Navarro

Senior Advisor  |  Founder of Royalty Life Insurance

Natalie Navarro brings over 12 years of industry experience to her role as a Retirement and Estate Planning Specialist at Exclusive Annuities. As the founder of Royalty Life Insurance, Natalie has built her practice on a client-first philosophy rooted in education, integrity, and long-term financial security. She specializes in annuity strategies designed to deliver guaranteed income, protect principal, and create lasting stability, helping families simplify complex financial decisions and build customized plans aligned with their goals, values, and legacy.

Specialties

  • Guaranteed Income & Principal Protection
  • Retirement & Estate Planning
  • Generational Wealth Preservation
  • Tax-Efficient Distribution Strategies
Book A Call With Natalie
Book a call with Elke Pineda, Federal Employee and Health Insurance Specialist at Exclusive Annuities

Elke Pineda

Federal Employee & Health Insurance Specialist

Elke is a Federal Employee & Health Insurance Specialist with a keen understanding of the annuity marketplace, helping her clients transition from pre-retirement to active retirement. She is an award winning hall of fame producing advisor with Exclusive Annuities USA. Her practice also focuses on legacy planning, helping individuals develop strategies pertaining to generational wealth, preservation of their assets, and adding guaranteed income to their retirement plans.

Specialties

  • Federal Employee Retirement
  • Health Insurance
  • Legacy & Generational Wealth Planning
  • Guaranteed Income Strategies
Book A Call With Elke
Book a call with Dawson Bruce, Senior Advisor | Founder of Oakstead Planning at Exclusive Annuities

Dawson Bruce

Senior Advisor  |  Founder of Oakstead Planning

For Dawson Bruce, retirement planning starts with the person rather than the portfolio. Since entering the industry in 2017 and founding Oakstead Planning, he has helped more than 700 families navigate the transition into and through retirement. Working primarily with pre-retirees and retirees, Dawson treats trust and mutual respect as the foundation of the relationship, and financial products as tools rather than the starting point. His philosophy is simple: build the strategy first, then choose the tools that support it.

Specialties

  • Reliable Retirement Income
  • Long-Term Care & Asset Protection
  • Roth Conversion & Tax Planning
  • Legacy & Charitable Planning
Book A Call With Dawson